Christmas is right around the corner, and there's lots of talk about Layaway programs. Here is my list of stores that offer (or don't offer) layaways.
Walmart - Walmart's layaway plan started to sound like a good idea until I read the fine print. It's only available on Toys, Electronics and Fine Jewelry. Your layaway items must also be at least $15 each, and they charge a $5 layaway fee. If they had allowed most items to be on layaway (except for perishables of course) I would have started a layaway at Walmart. I was more interested in putting household items, clothing and things of that nature on layaway.
Kmart - Now this layaway plan I'm digging! You can put almost anything on layaway (no perishables), and they offer an 8-week and 12-week payment plan. You can pay at any cash register OR you can even pay online! They even offer online items that you can place on layaway right from your computer. They do charge a $5 layaway contract fee and a $10 cancellation fee. But from all the other options I'm seeing, this is the way to go.
Sears - Sears is also offering a layaway plan, and it's pretty much the same plan as Kmart's. (No surprise, since they are the same company).
Target does not offer a layaway plan.
If you know of any other stores that offer layaway plans, please let me know and I'll update this post.